Summit Bank will be closed on Thursday, July 4th, 2024 in observance of Independence Day.


  • Term Loans Icon

    Term Loans

    Give your business the financing it needs from a local bank servicing Oakland, Walnut Creek, Emeryville, and surrounding California areas for almost thirty years.

    • Financing for most anything
    • Low interest rates
    • Secured and unsecured loans available
  • Real Estate Financing Icon

    Real Estate Financing

    Secure a loan to purchase that property and get low interest financing with monthly payments to fit your budget.

    • Various term options
    • Local processing and service
  • Construction Financing Icon

    Construction Financing

    If you can’t find the perfect building, build it yourself! We have everything you need to make it happen.

    • Competitive interest rates
    • Smooth transition to permanent loan
    • Local processing and service
  • Lines of Credit Icon

    Lines of Credit

    Make sure your business has the capital and financial flexibility to handle whatever hurdles lie on the road ahead.

    • Use funds as you need them
    • Low variable rate
    • Interest charged on only what you use
  • Equipment Leasing Icon

    Equipment Leasing

    To provide the best service, you need the best tools. We can provide the financing to make that happen.

    • Competitive interest rates
    • Multiple term financing options
    • Experienced loan officers
  • Letters of Credit Icon

    Letters of Credit

    Guarantee payments and ensure peace of mind to help facilitate large business transactions.

    • Save funds used for security deposits
    • Increased bargaining power
    • Can replace insurance bond
  • Business and Personal Credit Cards Icon

    Business and Personal Credit Cards

    A Summit Bank credit card gives you the ability to make purchases immediately, without having to deplete your own cash reserves.

    • Minimal annual fee
    • Generous credit limits
    • 24 Hour live customer assistance
Todd WhyteCFO, West Builders