BusinessLoans

  • Term Loans Icon

    Term Loans

    Give your business the financing it needs from a local bank servicing Oakland, Walnut Creek, Emeryville, and surrounding California areas for almost thirty years.

    • Financing for most anything
    • Low interest rates
    • Secured and unsecured loans available
  • Commercial Real Estate Loans Icon

    Commercial Real Estate Loans

    Secure a loan to purchase that property and get low interest financing with monthly payments to fit your budget.

    • Various term options
    • Construction loans available
    • Local processing and service
  • Land Development & Construction Loans Icon

    Land Development & Construction Loans

    If you can’t find the perfect building, build it yourself! We have everything you need to make it happen.

    • Competitive interest rates
    • Smooth transition to permanent loan
    • Local processing and service
  • Commercial Lines of Credit Icon

    Commercial Lines of Credit

    Make sure your business has the capital and financial flexibility to handle whatever hurdles lie on the road ahead.

    • Use funds as you need them
    • Low variable rate
    • Interest charged on only what you use
  • Equipment Loans Icon

    Equipment Loans

    To provide the best service, you need the best tools. We can provide the financing to make that happen.

    • Competitive interest rates
    • Multiple term financing options
    • Experienced loan officers
  • Small Business Loans Icon

    Small Business Loans

    Give your company an edge with special SBA financing options that can help you compete with the big boys.

    • Available for most business needs
    • Easier to qualify than regular loans
    • Lower rates and payments
  • Letters of Credit Icon

    Letters of Credit

    Guarantee payments and ensure peace of mind to help facilitate large business transactions.

    • Save funds used for security deposits
    • Increased bargaining power
    • Can replace insurance bond
  • Credit Cards Icon

    Credit Cards

    Reduce the lag time between knowing what your business needs and actually buying it. A Summit Bank credit card gives you the ability to make purchases immediately, without having to deplete your own cash reserves.

    • Minimal Annual Fee
    • Generous Credit Limits
    • 24 Hour Live Customer Assistance