
Term Loans
Give your business the financing it needs from a local bank servicing Oakland, Walnut Creek, Emeryville, and surrounding California areas for almost thirty years.
- Financing for most anything
- Low interest rates
- Secured and unsecured loans available

Real Estate Financing
Secure a loan to purchase that property and get low interest financing with monthly payments to fit your budget.
- Various term options
- Local processing and service

Construction Financing
If you can’t find the perfect building, build it yourself! We have everything you need to make it happen.
- Competitive interest rates
- Smooth transition to permanent loan
- Local processing and service

Lines of Credit
Make sure your business has the capital and financial flexibility to handle whatever hurdles lie on the road ahead.
- Use funds as you need them
- Low variable rate
- Interest charged on only what you use

Equipment Leasing
To provide the best service, you need the best tools. We can provide the financing to make that happen.
- Competitive interest rates
- Multiple term financing options
- Experienced loan officers

Letters of Credit
Guarantee payments and ensure peace of mind to help facilitate large business transactions.
- Save funds used for security deposits
- Increased bargaining power
- Can replace insurance bond

Business and Personal Credit Cards
A Summit Bank credit card gives you the ability to make purchases immediately, without having to deplete your own cash reserves.
- Minimal annual fee
- Generous credit limits
- 24 Hour live customer assistance
Summit Bank will be closed on Monday, February 16th in observance of Presidents Day
FRAUD ALERT: Scammers may pretend to be Summit Bank and try to get your personal information by phone or email.
Remember, we will never ask you for your password or PIN.
If you receive a suspicious message, call us immediately at (510) 839-8800.

