Credit Cards

Get access to funds quickly and easily without having to dip into your own savings. A Summit Bank credit card gives you the power to buy the things you need, even if you don't have the money in your account.

We offer competitive interest rates to help keep your payments low, and a Preferred Points option so you can earn rewards every time you shop!

Low Rate Card
  • Competitive interest rate
  • No annual fee
  • Generous credit limits
  • Both Visa® and MasterCard® available
  • Same low rate for cash advances*
  • Low introductory rate for first 6 months
  • 25 day interest-free grace period on purchases
  • Individual and summary billing options
  • 24-hour live customer assistance
  • Online account access at www.cardaccount.net
  • Rental car protection

It's easy to get started. Click the "Apply Now" button above to get started. Print out the application and bring it in to one of our branch locations.

*Cash advances can be made for up to 50% of the credit line.

Preferred Points Card
  • Earn a point for each dollar spent*
  • Redeem points of cash, gift cards, travel, or merchandise
  • No annual fee
  • Generous credit limits
  • Both Visa® and MasterCard® available
  • Same low rate for cash advances**
  • Low introductory rate for first 6 months
  • 25 day interest-free grace period on purchases
  • 24-hour live customer assistance
  • Online account access at www.cardaccount.net
  • Rental car protection

To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

*Monthly limit of 10,000 points per month.

**Cash advances can be made for up to 50% of the credit line.

Credit Cards